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Personal Finance : Business & Finance

How Do I Get My Free Credit Report and Online Monthly Monitoring?

For the American consumer, the credit report lies at the center of financial life. Jobs, lodging and insurance depend on it; people work diligently to maintain and improve their credit snapshot through responsible behavior. Because this information is so vital, people may obtain their credit report

Can You Roll Over a 403b into a 401k?

If you had been employed with a tax-exempt organization--such as a school, hospital or religious group--and are wondering if you can roll over your 403b plan to a 401k, wonder no more. As long as you're eligible to receive a distribution from the 403b plan (which you should because you no longer wor

How to Fight Unfair Bank of America Interest Rates

If you believe that Bank of America has raised an interest rate on a credit card, loan, or mortgage that you have with the company, you may be able to protest it and convince them to reduce the rate. Interest rate adjustments on credit cards or loans made by massive corporations like Bank of America

What to Invest in for Hyperinflation

Hyperinflation is a rare occurrence where the value of a currency declines rapidly, resulting in quickly rising prices. As the supply of dollars increases, the value of a dollar declines and the more dollars you need to buy things. In hyperinflation, however, the decline in value happens so fast tha

California Food Stamp Rights & Responsibilities

Food stamps are intended to help low income families buy nourishing food.shoppingbasket filled with food image by Ivonne Wierink from Fotolia.comFood stamps are intended to help people with low incomes afford to buy enough nutritious food to feed themselves and their families, according...

How Long Before a Foreclosure Goes on Your Credit Report?

If you are in active foreclosure on your home or other property, you may be worried about the timing of when the foreclosure will hit your credit report. Once it is recorded on your report, it will have a significant impact on your credit score and your ability to borrow from creditors. Unfortunatel

How to Transfer Between Credit Unions

Unlike traditional banks, credit unions are nonprofit financial institutions run by a particular group---employees of the same company or residents of the same city, for instance. Credit unions offer the same services and account types as banks, but in some cases they offer additional features banks

How to Subtract a Percent From an Item

During a sale in a retail store, many times the management posts a sign that states what percentage of the original price of a product will be taken off at the cash register instead of how much the item on sale actually costs. If you want to know the sale price of an item, you must perform some math

Cheapest Way to Order Personal Checks

You can get personal checks through your bank, third-party suppliers or check printing software. The cost usually depends on the quantity and design of the checks. For instance, checks with popular or cute designs might cost more than checks with plain bank logos. Single checkbooks might be cheaper